DISCLAIMER 

 

Last updated: 12 August 2020

 

The information provided by (“we,” “us,” or “our”) on https://smileandacoffee.com (the “Site’) and the resources available for download through https://smileandacoffee.com is for educational and general informational purposes only.

All information on the Site is provided in good faith and every reasonable effort has been made to ensure that the information provided is as accurate and complete as possible and free from errors; however, the Site assumes no responsibility for errors, omissions, or contrary interpretation, and make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, relevance, validity, reliability, availability, timeliness or completeness of any information on the Site.

Under no circumstance shall we be held liable for any special, direct, indirect, consequential, or incidental loss or damage or any damages of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site.

By using the Site, you accept full personal responsibility for any harm or damage you suffer as a result of your actions arising out of or in connection with the use of the Site or its content.

You agree to use judgment and conduct due diligence to verify any information obtained from the Site before taking any action or implementing any suggestions or recommendations set out on the Site.

Your use of the Site is solely at your own risk and you expressly agree not to rely upon any information contained in the Site.

We reserve the right to make additions, deletions, or modifications to the contents on the Site at any time without prior notice.

We do not warrant that the Site is free of viruses or other harmful components.

Any perceived slights of specific persons, peoples, or organizations are unintentional.

Any product, website, and company names mentioned on the Site are the trademarks or copyright properties of their respective owners. We are not associated or affiliated with them in any way.

 

External links disclaimer

The Site may contain links to external websites that are not provided or maintained by or in any way affiliated with us. The Site does not guarantee the accuracy, adequacy, relevance, validity, reliability, availability, timeliness or completeness of any information on these external websites.

 

Affiliate links disclaimer

We may have a financial relationship with some of the merchants we mention.

From time to time, our blog posts and pages may contain affiliate links, which means we may get compensated/earn a commission at no extra cost to you if the affiliate links are utilized to make a purchase.

Please refer to our disclosures information below for further information.

Our editorial content, including the advice we provide for educational purposes and the opinion we express on products, services, and merchants is not influenced in any way by advertisers or affiliate partnerships and the integrity of our content is in no way compromised by such financial relationships.

We only affiliate with products, services, and merchants that we believe will provide value to our readers. We only endorse products, services, and merchants that we have personally used/tested or know to be of value and consider to be the highest quality standard.

It remains solely your personal responsibility to conduct your own investigation to determine whether to purchase an affiliate product or service.

You will not rely on any recommendation, reference, or information provided by us and we cannot be held liable or responsible for any damages resulting from your purchase.

 

AMAZON AFFILIATE DISCLOSURE

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

 

Financial disclaimer 

The Site does not contain financial or tax advice. The information contained on the Site and the resources available for download through the Site is not intended as, and shall not be understood or construed as, financial or tax advice.

The information contained on the Site and the resources available for download through the Site are for educational and general informational purposes only and do not constitute advertising, a solicitation, or financial advice.

Before taking any actions based upon such information, we expressly recommend that you seek advice from a licensed financial advisor, tax advisor, accountant, or another financial professional in your jurisdiction.

Your use of the Site is solely at your own risk and you expressly agree not to rely upon any information contained in the Site or in the resources available for download through the Site as a substitute for professional financial and tax advice.

Under no circumstance shall be held liable or responsible for any errors or omissions on the Site or for any damage you may suffer in respect to any actions taken or not taken based on any or all of the contents of the Site and/or as a result of failing to seek competent advice from a financial or tax professional.

General disclaimer 

The information contained on the Site and the resources available for download through the Site is not intended as, and shall not be understood or construed as, professional advice.

Your use of the Site, including implementation of any suggestions and/or recommendations, set out in the Site and/or use of any resources available for download through the Site, does not create a professional-client relationship.

We expressly recommend that you seek advice from a professional. You agree not to rely upon any information contained in the Site or in the resources available for download through the Site as a substitute for professional advice.

Under no circumstance shall be held liable or responsible for any errors or omissions on the Site or for any damage you may suffer in respect to any actions taken or not taken based on any or all of the contents of the Site and/or as a result of failing to seek competent advice from a professional.